A serene hillside neighborhood in South India, reflecting the peaceful lifestyle many returning NRIs hope to embrace (Photo: Pinterest)
The decision to return home for many Indian families comes after years of balancing financial stability against emotional well-being. One such early forties couple, currently in the United States on H-1B visas, has been facing a similar turning point. The couple has been navigating through the stress of immigration along with the yearning to have a more peaceful, nature-driven routine and are considering a permanent move back home within four years.
By the time they relocate, their daughter will be ready to head off to college. While the parents plan to settle in India, they hope she can continue her studies in the United States on an F-1 student visa. That would be a very normal pattern for many NRI families wanting to give their children global exposure while returning to a known cultural environment.
The couple describes themselves as quiet, outdoorsy, and content with simple living. With a net worth touching Rs. 6 crore, they expect to buy a home around Rs. 3 crore and use the remaining savings to generate passive income. Their priorities include gardening, hiking and living close to nature rather than pursuing high-pressure careers or active social calendars.
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Originally from Delhi, the couple tends to be fascinated by the landscape and climates of South India. The greenery, slower pace and year-round outdoor access draw them to Coimbatore, Kochi and Ooty. Still, the cultural and linguistic differences might be difficult to become accustomed in smaller towns.
The story sparked a lively online discussion. Some said they shouldn't jump into purchasing a property but instead should experience life in temporary housing first. Others emphasized that language is a main factor in daily life, especially outside metro regions.
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Financial planners, too, felt that a higher retirement corpus closer to Rs. 10 crore would provide better long-term security. With the rupee-dollar exchange rate in their favour, careful planning would get them a comfortable lifestyle anywhere within India.
Ultimately, their planned move reflects a deeper trend: NRIs reassessing what truly matters. Some find that the prospect of a quieter, greener life in India is more important than the comfort of staying abroad.
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Disclaimer: This article is based on publicly shared discussions and general observations. It should not be treated as financial, legal or immigration advice.
