Ganesh Chaturthi, which celebrates the birth of Lord Ganesha, is finally going to bring about a partial suspension of banking operations across India during this year’s festive period. After initially being unclear as to whether Ganesh Chaturthi would fall on August 26 or 27, the Reserve Bank of India (RBI) has since notified that banks will be operating as usual on Tuesday, August 26. However, August 27, 2025, has been declared a holiday in many states.
Banks will remain closed at Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Hyderabad, Mumbai, Nagpur, Panaji and Vijayawada on this day. The affected transactions will include all cheque clearances and over the counter transactions, but banking services via UPI, internet and ATMs will continue to run normal operations. Customers are encouraged to complete any critical branch-based banking activity in advance.
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RBI Guidelines and Upcoming Holidays
Bank holidays in India are regulated under the Negotiable Instruments Act, and the RBI pre-publish holidays annually. Most of these holidays differ from state to state since local festivals or observances often cause this difference. Apart from Ganesh Chaturthi, banks in Odisha will also observe Nuakhai on August 28, while Goa will also have a holiday on the same day for the continuation of the Ganesh Chaturthi celebrations. The month will close with a nationwide shutdown on Sunday, August 31.
Although branch operations will be closed on the designated holidays, people may access all digital channels for transferring funds and bill payments, complemented by other transactions. The integration of technology safeguards against any interruptions in essential banking needs during festive holidays.
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Ganesh Chaturthi, celebrated with grandiose ceremonies across Maharashtra, Karnataka, Gujarat, Goa and Tamil Nadu, has cultural relevance but operational adjustments in India’s financial systems. Customers should plan their transactions ahead of the festival to ensure that they face minimal inconvenience this festive season.
Stock Markets and Commodities Trading Also Affected
Ganesh Chaturthi is a bank holiday in India and turns the country’s financial markets. Both the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE) will remain closed on August 27. The commodity markets are also bound by restrictions in operational schedules. The Multi Commodity Exchange (MCX) has suspended trade in the morning session but reopens in the evening while the National Commodity and Derivatives Exchange (NCDEX) observe a full day closure.
Such mid-week shutdowns often add to short-term volatility once markets opened again, as investors react to global developments while markets are closed. Traders and investors will wait for international market cues before trading resumes on Thursday, August 28 including U.S. equities, crude oil movements and global commodity prices.
Remaining Bank Holidays in August 2025
Aug 28 (Thursday): Holiday in Bhubaneswar (Odisha) on account of Nuakhai
Aug 28 (Thursday): Holiday in Panaji (Goa) for the second day of Ganesh Chaturthi
Aug 31 (Sunday): Weekly holiday for all banks across the country.
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