ITR Refund Above Rs 50,000? Here’s Why Your Refund Might Be Delayed | Know How to Track

The ITR filing deadline of September 16, 2025, is over, and millions of taxpayers are waiting for their income tax refunds. Many who are expecting large refunds, above Rs 50,000, are worried if the Income Tax Department will take longer to process them.

Experts say there is no upper limit on refunds. "Whether your refund is Rs 10,000 or Rs 1 lakh or even greater, it will be credited the same way." However, large refunds may need extra checking, which can sometimes delay the process a little.

ITR: Early Filers Get Faster Refunds

People who filed their ITR weeks before the deadline got their e-verification done quickly, sometimes in just a few hours. In many cases, their refunds were issued the same day.

But those who filed on the last day, September 15 or 16, faced delays. The e-filing portal was very busy, so e-verification took 24 to 48 hours, and refund processing was slower.

ALSO READ: ITR: 7 cr+ Returns Filed amid Glitches and Tax-Payer Lethargy

ITR: How Long Does a Refund Take?

Normally, the Income Tax Department credits refunds within 2 to 5 weeks after you e-verify your ITR. If your return is simple, like only salary income and basic deductions, the refund comes faster.

The government may examine your return more closely if it contains capital gains, business income, or numerous deductions. The processing time may rise as a result. 

Common Reasons for Refund Delay

Sometimes refunds get delayed due to simple issues, which include:

• Errors in PAN, Aadhaar, or bank details
• Bank account not pre-validated
• Wrong IFSC code or closed account
• Mismatch in TDS data
• Return flagged for scrutiny

ALSO READ: ITR Due Date: One Day-Extension, Glitches and Rush | A Lesson for Procrastinators

How to Check Refund Status?

You can easily check the status of your refund online. Here’s how:

• Visit the Income Tax e-filing portal
• Go to the e-File tab
• Select View Filed Returns
• Your refund status for the relevant assessment year will appear

Big Refunds & Taxpayer Behaviour

Experts say that delays in large refunds often happen when people file at the last minute. Early filing minimizes portal errors and speeds up the processing of your refund. 

To get your refund quickly:

• E-verify your return as soon as you file
• Double-check your PAN, Aadhaar, and bank details
• Early filing has these benefits:
• Faster e-verification
• Fewer errors
• Quick refund processing

ALSO READ: ITR Filing Deadline Extended Again: CBDT Pushes Last Date to September 16

Tips for a Smooth Refund

Getting a large refund is not a problem. It may take a little longer if the amount is high, but correct details and filing your ITR on time make the process smoother. Always try to file your ITR ahead of the deadline to avoid delays.