State Bank of India (SBI) provides several easy ways for customers to check their account balance. Whether you are old school with a missed call or new technology with mobile apps, SBI makes it fast and easy to access your account information.
One of the easiest methods to inquire your SBI balance is to provide a missed call from your registered mobile number to the SBI balance checking number: 09223766666. Following the missed call, you will get an SMS containing your account balance information. This facility is available 24x7 without any charges.
If you prefer SMS, you can send the message “BAL” to 09223766666 from your registered mobile number. You will get an instant SMS response with your account balance. This method is also free and accessible around the clock, making it a handy option for quick enquiries without internet access.
SBI offers a few toll-free numbers to check balance and other related banking services. Customers can call 1800 1234, 1800 2100, or 1800 425 3800 and hear automated instructions and account balance information. These calls are free of cost and are suitable for customers seeking voice-based services.
For mobile phone users, SBI has digital solutions by means of the SBI YONO and YONO Lite applications. Your account balance is shown on the main page after logging on with your registered mobile number or internet banking user name and password. These applications also have other services such as fund transfer, bill payments, and transaction history.
SBI customers with net banking facilities can access the SBI online banking website to check balances and conduct a variety of transactions safely.
In addition, customers can use the USSD code 595# (upon registration) to check balance and avail banking services without internet and smartphone, especially for low-connectivity areas.
Conventional balance check methods such as getting your SBI passbook updated at branches or ATMs are still in favour. You can use the SBI ATM or even any third-party ATM and opt for "Balance Enquiry" to check your available balance or print a mini statement of the latest transactions. But RBI restricts free ATM transactions, so online modes prove cheaper.
To be convenient and cost-effective, customers are urged to employ digital banking or missed call facility. Passbook updation and ATM balance enquiry are old methods that can be availed but have some restraint. Make sure your mobile number is registered with your SBI account to utilise these facilities to their fullest potential.
